Can I use my HSA or FSA to pay for therapy?

Yes. Most clients are able to use Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) to pay for therapy sessions with us. These accounts are commonly used for eligible mental health services, including individual counseling, couples therapy, and other therapy services offered through our practice.

In many cases, you can simply use your HSA or FSA debit card to pay for sessions directly. Some plans, however, may require additional documentation for reimbursement purposes, such as receipts, invoices, diagnosis codes, or a superbill.

Because HSA and FSA rules can vary depending on your specific provider or employer plan, we recommend checking directly with your account administrator if you have questions about eligibility or documentation requirements.

If you’re exploring therapy and want to better understand the financial side of treatment, you may also find our page on therapy rates, insurance, and payment information helpful.

If you still have questions, our intake coordinator is happy to help guide you through the process.